All Risk Insurance

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About All Risk Insurance

Our All Risks insurance is a type of property or casualty insurance policy that covers the subject matter insured against any risk unless specifically excluded from coverage.

This type of policy is suitable for items such as Mobile Phones and Sports Equipment.

All Risk Insurance

Get compensation when your assets are lost or damaged as a result or any event, as long as it is not listed as excluded from insurance.

Business Interruption Insurance

Business Interruption Insurance cover shall indemnify the insured against Loss of Profits

Combined Assets All Risks

Our Combined Assets All Risks and Business Interruption insurance policy provides coverage for sudden and unforeseen accidental loss or damage to the property insured.

Deterioration of Stock (DOS)

Cover Loss or damage caused by deterioration due to any unforeseen and sudden physical loss of or damage to the machinery insured and indemnifiable.

Directors & Officers Liability

Protects employees who serve as directors or officers of a company from personal losses if they are sued by the organization’s employees, vendors, customers or other parties.

Electronic Equipment

Get compensation for accidental loss or damage to your electronic items in your office (e.g. computers and accessories).

Employers Liability

Provides protection to employers for their legal liability (under Common Law), for damages and claimant’s costs and expenses of lawsuits filed by an employee.

Fidelity Guarantee

Our Fidelity Guarantee Insurance policy protects businesses from financial losses in the event of a breach of trust by an employee.

Fire & Allied Perils

Our Fire and Allied Perils insurance policy is meant to indemnify you against sudden and unforeseen loss of or damage to the property insured arising out from named perils.

General Public Liability

Issued on losses occurring basis indemnifies you against all sums which you may become legally liable to pay in respect of bodily injury to persons or damage to Third Party Property.

Group Health Scheme

JAZM Health offers a variety of health insurance plans for large corporates, small and medium-sized businesses, individuals, and families.

Machinery Breakdown

Our Machinery Breakdown policy covers sudden and unforeseen damage to Machinery while at work or at rest or during maintenance.

Marine Cargo Insurance

Get compensation when your goods are lost or damaged whilst they are in transit as imports or exports - from the time of leaving your premises to their final destination.

Political Violence / Terrorism

Our Political Violence / Terrorism policy covers physical loss or damage to building and contents which belong to you directly caused by acts of terrorism, Sabotage etc.

Public Liability

Get compensation when someone is injured, or their property is lost or damaged as a result of your perceived fault or negligence and in connection with your business.

Products Liability

Our policy protects you in case of legal liability due to accidental harm or damage caused by goods or products related to your business.

Professional Indemnity

This Policy protects you against costs incurred when clients or other people claim for negligent services you provided or negligent advice you offered

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