Our Machinery Breakdown policy covers sudden and unforeseen
                                                        damage
                                                        to Machinery while at work or at rest or during maintenance;
                                                        including due to causes such as defects in castings and
                                                        materials,
                                                        faulty design, faults at workshop or in erection, bad
                                                        workmanship,
                                                        lack of skill, carelessness, short-circuit.